Eagle Insurance

AUTO & HOMEOWNERS INSURANCE IN FRANKLIN, TN

Personalized coverage, local expertise, and trusted guidance to protect what matters most to you and your family.

Local Insurance Agent Available 24/7
One Stop Shop - Insurance & Investments
Multiple Award WInner - #1 in Country in 2019
26 Person Network of Professionals to Refer
18 Years of Experience
By Large Fortune 100 company (Allstate)
Local Insurance Agent Available 24/7
One Stop Shop - Insurance & Investments
Multiple Award WInner - #1 in Country in 2019
26 Person Network of Professionals to Refer
18 Years of Experience
By Large Fortune 100 company (Allstate)
Local Insurance Agent Available 24/7
One Stop Shop - Insurance & Investments
Multiple Award WInner - #1 in Country in 2019
26 Person Network of Professionals to Refer
18 Years of Experience
By Large Fortune 100 company (Allstate)
Local Insurance Agent Available 24/7
One Stop Shop - Insurance & Investments
Multiple Award WInner - #1 in Country in 2019
26 Person Network of Professionals to Refer
18 Years of Experience
By Large Fortune 100 company (Allstate)
Why Families Choose Eagle
More Than Insurance: A Managed Financial Strategy
Most insurance transactions end the moment the policy is signed. At Eagle Insurance & Financial, that is just the beginning. Owen O'Malley and the team provide annual policy reviews to make sure your coverage keeps pace with your life, direct cell phone access so you are never routed through a call center, and hands-on claims advocacy so you never have to navigate a national claims department alone. With a vetted network of 26 local professionals, the agency also connects clients with trusted experts for needs that fall outside its direct writing capabilities, making it a genuine financial partner for Williamson County families.
Local Focus, National Strength
Independently Owned, Backed by Allstate
Eagle Insurance & Financial operates as an independently owned and operated office, which means Owen and his team have the freedom to put clients first while drawing on the financial stability and claims-paying power of Allstate. This structure allows the agency to provide the responsiveness and personal attention of a boutique local office alongside the resources of one of the country's most recognized carriers. Clients across Franklin and Williamson County gain a dedicated advocate who knows them by name, not a rotating cast of call center representatives.
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Why Choose Eagle Insurance & Financial
Six Reasons Williamson County Families Stay with Us
Choosing an insurance and financial services partner in Franklin, TN is about more than finding the lowest premium. It is about finding someone who will be there when you need them, who reviews your coverage as your life changes, and who acts as your advocate rather than just a policy processor. Here is what makes Eagle Insurance & Financial different from the rest of the field.
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Direct cell phone access to the team, 24/7
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Annual policy reviews to keep coverage current with life changes
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Hands-on claims advocacy with national departments
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Ranked #1 nationally in 2019 for performance and service
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One-stop shop for both insurance and financial products
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Access to a vetted 26-person professional referral network
Financial Services in Franklin, TN
Planning for the Future with a Local Financial Advisor
The financial services side of Eagle Insurance & Financial is led by Mark, the agency's financial specialist, and guided by Owen O'Malley's securities licenses 6, 63, 26, and 51. Together, the team offers access to a range of financial products designed to help Williamson County residents build wealth, protect income, and plan for the future.
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Auto Insurance
Coverage for personal vehicles, motorcycles, boats, ATVs, golf carts, and motorhomes. Competitive options for young drivers and multi-car households throughout Middle Tennessee.
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Home Insurance
Protection for homeowners, renters, condo owners, and mobile home residents across Franklin and Williamson County, including newer homes in College Grove and Nolensville.
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Life Insurance
Term, permanent, and variable life insurance options to protect your family's financial future at every life stage, from young families to established households planning a legacy.
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Retirement Planning
Guidance on 401(k) rollovers, IRAs, and long-term retirement strategies for Williamson County residents looking to build and protect their financial future with a local advisor.
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Disability Insurance
Income-protection guidance for Middle Tennessee professionals and families who want to safeguard their earnings if an unexpected illness or injury affects their ability to work.
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Commercial Insurance
Insurance assistance and referral handling for local businesses in Franklin and across Williamson County, connecting business owners with the right coverage solutions for their specific risks.
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College Savings Plans
Factual guidance on college savings options for growing families in Middle Tennessee, helping parents plan ahead and make informed decisions about funding their children's education.
Real Voices from Williamson County
What Our Clients Are Saying
Families and business owners across Franklin, College Grove, and Middle Tennessee trust Eagle Insurance & Financial for coverage and financial guidance that genuinely fits their lives.
Common Questions About Our Services
Answers for Franklin, TN Families and Business Owners
  • What types of insurance and financial products does Eagle Insurance & Financial offer?

    The agency covers a wide range of personal and commercial needs. On the insurance side, that includes auto, motorcycle, boat, ATV, golf cart, motorhome, homeowners, renters, condo, mobile home, life, and disability coverage, along with assistance for local businesses seeking commercial insurance. On the financial side, clients can access mutual funds, annuities, retirement planning through 401(k) rollovers and IRAs, and college savings plan guidance. The goal is to serve as a single point of contact for both protection and long-term financial planning.
  • How is working with a local Franklin agency different from using a national 1-800 carrier?

    With a national 1-800 carrier, you typically deal with a different representative every time you call, and navigating a claims department after a loss falls entirely on you. At Eagle Insurance & Financial, clients have direct cell phone access to the team, work with people who know their policies and their families, and have an advocate who works claims on their behalf. Annual policy reviews are also built into the relationship, so coverage stays current as life changes rather than sitting untouched until something goes wrong.
  • Does the agency serve communities outside Franklin, such as College Grove or Nolensville?

    Yes. While the agency is based in Franklin, it serves clients throughout Williamson County, including College Grove, Arrington, and Nolensville. The agency is licensed to operate across Tennessee and Kentucky, with a particular focus on the Middle Tennessee market. The team has specific familiarity with the newer homes and growing communities in these areas, which matters when making sure property coverage is appropriate for the local market.
  • Who handles the financial services side of the agency, and what products are available?

    The financial services side of the agency includes mutual funds through multiple providers, annuities as long-term accumulation vehicles, retirement planning through 401(k) rollovers and IRAs, and college savings plan guidance. Mark, the agency's financial specialist, leads this area of the practice. Owen O'Malley holds securities licenses 6, 63, 26, and 51, which cover the financial products the agency works with. Individual stocks and bonds are not part of the agency's offering.
  • How does the agency handle client needs that fall outside its direct capabilities?

    The agency maintains a vetted network of 26 local professionals to handle needs that fall outside its direct writing or advising capabilities. This is especially relevant for complex commercial insurance risks, where the agency provides assistance and referral handling rather than placing every type of business risk in-house. The network ensures clients are always connected to a qualified expert for their specific situation, even when that falls outside the agency's primary scope.
  • Does the agency cover specialty vehicles like boats, ATVs, or golf carts?

    Yes. The auto insurance side of the agency extends well beyond personal vehicles. Coverage options include motorcycles, boats, ATVs, golf carts, and motorhomes, making it a practical fit for multi-vehicle households throughout Williamson County. This is particularly useful for families in communities like College Grove and Arrington, where recreational vehicles and watercraft are common. These vehicles are reviewed alongside auto and home policies during annual reviews.
  • What credentials and background does Owen O'Malley bring to clients?

    Owen O'Malley brings 18 years of combined experience spanning both the corporate side of the insurance industry and independent agency operations. This dual background gives him an insider's perspective on how insurance companies assess and process claims, which he uses directly in client advocacy. The agency earned a national #1 ranking in 2019 for performance and service standards. Owen also holds securities licenses 6, 63, 26, and 51, which allow the agency to offer financial products alongside its insurance services.
  • Why are annual policy reviews a standard part of the agency's service model?

    Annual policy reviews are built into every client relationship, not offered as an optional add-on. Life changes quickly, and coverage that was appropriate two years ago may not reflect a new home, an additional driver, a business venture, or a shift in financial goals. The review process is designed to catch those gaps before they become problems. For families in Middle Tennessee, where growth and relocation are common, staying current with coverage is one of the most practical things a local agency can offer.
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